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Do I Qualify for a Payday Loan ?

All  homeowners, council tenants, private tenants, housing association tenants  or people living with parents can apply for a Cash Loan. We help all clients who have both a good or bad credit history to obtain a payday cash loan

When applying for a Payday  Loan please ensure that the following applies to you :

  1. You have a  UK bank account that will accept direct debits.
  2. You are at least 18 years of age and over.
  3. You are a UK resident and are permitted to work in the United Kingdom (England, Scotland, Wales or Northern Ireland).
  4. You must be employed and earn a minimum salary of £750 per month.
  5. You have your monthly earnings paid directly into your UK bank account.

If you have a history of bad credit you can still apply for a Payday Loan. This will not affect our decision. We are not lending to you over the long term and so we are only interested in your present circumstances. It is even not always necessary to own a debit card attached to your bank account.

For more information about our policies please go to  the Terms and Conditions page.